Business Plans & Forecasting


Financial forecasts for your business plan

As part of your plan we can provide a set of financial projections which translate what you have said about your business into numbers.

We look carefully at:

  • How much capital you need if you are seeking external funding
  • The security you can offer lenders
  • How you plan to repay any borrowings
  • Sources of revenue and income

Financial planning

We can help you forecast for the next three (or even five) years and their level of sophistication of your business. However, the first 12 months’ forecasts will have the most detail associated with them.

We can help you and include the assumptions behind your projection with your figures, both in terms of costs and revenues so investors can clearly see the thinking behind the numbers.


We can prepare Sales forecast – the amount of money you expect to raise from sales.

Cashflow Statements – your cash balance and monthly cashflow patterns for at least the first 12 to 18 months. The aim is to show that your business will have enough working capital to survive so making sure you have considered the key factors such as the timing of sales and salaries.

Profit and loss forecast – a statement of the trading position of the business: the level of profit you expect to make, given your projected sales and the costs of providing goods and services and your overheads.

We will prepare your forecasts to cover a range of scenarios. New businesses often forecast over-optimistic sales and most external readers will take this into account. It is sensible to include subsidiary forecasts based on sales being significantly slower than you are actually predicting, with one for sales starting three months later than expected, and another forecasting a 20 per cent lower level of sales.


Risk analysis

Alongside your financial forecasts it is good practice to show that you have reviewed the risks your business could be faced with, and that you have looked at contingencies and insurance to cover these. Risks can include:

  • Competitor action
  • Commercial issues – sales, prices, deliveries
  • Operations – IT, technology or production failure
  • Staff – skills, availability and costs
  • Acts of nature


Contact us for further information and how we can help you.